Education Loan Scheme for Commercial Pilot Training Programme / Course career in aviation, aviation careers,Federal Bank Limited

Pilot Training Education Loan - Federal Bank Limited

Federal Vidya Loan Scheme

Purpose
The purpose of the loan is to make available financial assistance to the needy and deserving students of bright academic record so as to enable them to continue higher studies in India or Abroad either in diploma/graduation or post-graduation level in Arts, Science, Commerce, Management, Medicine and Engineering.

Eligibility
Under this scheme the loan can be sanctioned to any student of Indian nationality who intends to join any of the approved courses in an Educational Institution recognised by the government or any University in India or Abroad.

Approved courses

A - Category: Academic courses such as Diploma, Graduate/Post-Graduate courses in Arts, Science and Commerce etc.,

B - Category: Professional courses such as Diploma, Graduate/Post-Graduate courses in Engineering, Medicine, Dental Science, Agricultural Science, Veterinary Science, Computer Science, Nursing, Pharmacy, Business administration, Law etc.,

Margin
The margin is NIL for courses in India. For foreign studies a minimum margin of 10% is to be insisted on.

Amount of Loan
In India
Minimum - 0.5 lacs Maximum - 5 lacs
Overseas
Minimum - 0.5 lacs Maximum - 10 lacs

Interest Rate
Upto Rs.5 lakhs: 13.5%
Above Rs.5 lakhs: 14.5%

Period of Loan
The period of the loan consists of the period required for the completion of the course and that meant for repayment of the loan. The repayment should begin within 12 months on the completion of the course or after the student secures employment whichever is earlier.
Maximum period: 11 Years
Minimum period: 3 Years

For any further query feel free to contact us.

 

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